To be eligible for a loan application you must:
- Be a permanent resident of England, Wales or Scotland
- Have lived in the UK for at least three years
- Be aged between 18 and 74 and won't be 75 or over at the end of the loan term
- Be in employment, or retired and have a minimum annual income of £15,000
- Not have had any County Court Judgements (CCJs) in the last three years
- Not have been made bankrupt, had any Debt Relief Orders or gone through Individual Voluntary Arrangements in the last six years
- Own a UK bank account
- Not already have a loan with Hastings Direct